The United States is currently facing a housing shortage estimated at 10 million homes, according to a new report from White House economists. The analysis suggests that easing regulatory constraints could significantly increase construction activity, helping to balance supply and demand while improving affordability. This approach positions housing as a central lever for economic expansion and middle class stability.
• The U.S. housing market is short by approximately 10 million homes, driven by slowed construction after 2008
• Home prices have increased 82 percent since 2000, far outpacing income growth of 12 percent
• Regulatory costs add over $100,000 to new home construction, limiting supply expansion
• Reducing regulations could lead to 13.2 million new homes and boost economic growth and job creation
As housing affordability becomes a defining issue, policy shifts around supply and regulation could play a critical role in shaping the next decade of real estate. The outcome will influence both market accessibility and long term investment opportunities.
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By: Associated Press | AP News | April 13, 2026
Photo: Courtesy of AP News
