As we enter the second half of 2025, the housing market is poised for a recalibration—offering strategic opportunities for both buyers and sellers in refined markets like the Main Line, Philadelphia, and the Jersey Shore.
Mortgage Rates: Easing with Caution
Forecasts suggest that mortgage rates will ease into the mid-to-low 6% range by year-end as economic stability returns. This softening could enhance affordability and create movement among previously hesitant high-end buyers.
Inventory: Expanding with Intention
Housing inventory is up 30% year-over-year, signaling more choices for buyers seeking premium properties. As rates decline, we expect additional listings to enter the market, increasing access to exclusive homes in highly sought-after areas.
Home Prices: Moderating, Not Dropping
While home values are expected to continue rising, growth is projected to slow—averaging 2.3% nationally. This deceleration provides a window for strategic entry or exit, especially in luxury markets where value lies in timing and location.
At the intersection of low inventory and growing buyer readiness, this is a rare moment for discerning clients to realign with the market.
If you're thinking about making a move in the Main Line, Philadelphia, or the Jersey Shore—now is the time to align your goals with market timing.
